Amarpadma Credits, a Non-Banking Financial Company (NBFC) was incorporated on 21th June, 1995 as a Private limited Company under Companies Act 1956 vide Certificate for Incorporation U65910GJ1995PTC026421 in Registrar of Companies with the objective of Loan Company as a Non-Deposit taking Non- Systematic Company subject to approval of Regulatory Authority. The company had received the Certificate of Registration from Reserve Bank of India, on 27th April 2015 vide certificate No. B-01.00543 in lieu of earlier Certificate No. B.01.00325 issued on 26th June 2000 by Reserve Bank of India, Ahemdabad.

Amarpadma started its Business operations under the leadership of Mr. Shravan H Dugar in 2014 with the objective of meeting the credit requirements of the small businesses in the MSME sector, rural and semi-rural financing. It provides affordable financing with simple, no-hassle loan products. It is focused on meeting the financial needs of the micro, small and medium enterprises (MSME) in India, which has remained largely underserved despite several initiatives. A company runs by professionals with rich experience in financial services industry, aims to make availing credit easy to this segment and make a positive impact on the lives of millions of Indians engaged in informal activities and who actually build the nation.

The Company deals in Four (4) major segments- Auto Loan, Loan against Property, Personal Loan, Business Loan. It promises a better life to the middle-class and emerging middle-class, and helps families to move up the economic ladder. By offering small ticket income generating loans to bottom of pyramid customers, it offers poor house-hold to increase their income and drastically enhance their livelihood.